|
Debt Consolidation
We provide you debt consolidation services and take care of
your debt efficiently. Our dedicated professionals are
always happy to help you with their expertise and experience
in the industry. We identify all the kinds of debts and dues
you have as burden. After analyzing their payment schedules,
due dates, and interest rates, we find the best and
lowest interest personal loans to offer you. These personal
loans are then used to pay off all your debts; this way we
help you lower the interest rates on your debts. All of your
several debts are consolidated and you are then required to
make only one payment per month. We take pride in having
helped several people in Toronto, Vancouver, Mississauga,
Brampton and rest of Canada by offering our excellent debt
consolidation services.
Debt Settlement
We offer you the Debt Settlement services and help you
overcome your debts with the maximum convenience. Our
specialists in the field go an extra mile to negotiate with
your creditors to get them agree on an amount you can
comfortably afford. We assure you of reducing your debt
by settling it and negotiating with your creditors and the
parties you owe your debts to. Debt settlement becomes a
viable way of avoiding the flood of debt and worry. You
avoid all those threatening phone calls from creditors by
setting your debts. You also avoid bankruptcy and achieve
financial freedom after you pay comfortably an amount we
have negotiated on your behalf. Our specialized debt
settlement services help you live the same healthier and
stress-free lifestyle as you always desired.
Consumer's
Proposals
We are one of the leading filers of consumer proposals in
Canada. We help you pay your debt with much greater ease by
preparing the consumer proposals on your behalf. A consumer
proposal is a legal agreement that is signed between you and
your unsecured creditors. We prepare a consumer proposal
such that your creditors agree to accept the payment of the
debt over a longer period of time. This time period can be
anything up to five years and after the completion of the
agreed duration, the debts covered in proposals shall be
considered to have been paid completely.
An consumer proposal between you and the creditors will
involve an amount that you can reasonably pay over the
agreed duration and during this period, creditors agree to
not hassle you with any recovery/collection calls or any
legal actions. Our consumer proposal experts possess the
experience and skills to negotiate with your creditors to
enable you to have a better payment option and flexibility
without losing your sleep due to worries and harassing phone
calls.
Re-finance
We at New Life Debt Solutions Inc., always strive to provide
you the best refinancing options on your existing loans and
mortgages. As we work for you with your creditors, we always
try to ensure that your home or property under mortgage
remains your own regardless of whatever amount of loan that
stands unpaid. We possess an unbroken track record of
helping borrowers like you by providing the best refinancing
options in terms of lowest rates available at the time you
take our services. We help you pay off your existing
mortgage debt by assisting you get a new mortgage loan at
the best prices available in the market. In addition, our
expert debt consolidation services serve you along the
course of making you more and more stress-free by being debt
free eventually.
Bankruptcy
We help you with providing your bankruptcy solutions and
assist you through the entire process of filing bankruptcy.
Our specialists at New Life Debt Solutions Inc. are adept,
knowledgeable, and experienced in carrying out the process
with expertise in all the legal matters at your state and
courts. Let us find out how bankruptcy helps you avoid all
the unmanageable debts.
Bankruptcy is a legal process that helps you to eliminate a
part or whole of your debts. This Act helps individuals who
end up in financial trouble to work out their debts and pay
them under the supervision of the court. When you declare
Bankruptcy, an automatic stay is put on any legal action
(Collections, property seizing, garnishment, foreclosure
etc) taken by your creditors for non-payment of debt.
The bankruptcy laws can vary from state to state and you
should take care of it while deciding to file a consumer
bankruptcy. It is important to choose an attorney or lawyer
from the state in which you plan to file. A Toronto
bankruptcy lawyer will be familiar with the filing
procedure, rules and other means test thresholds as applied
in Toronto. Also, there can be differences between
bankruptcy court within the same state.
Private Financing
Private Financing means that you are not dealing with any
traditional bank for finance. Private Financing options are
available for personal, commercial and investment purposes.
Private Financing can be obtained from private parties who
are known as Angel Investors, hard money lenders, private
equity investors, investment groups, or venture capitalists.We help you with our expert advice that enables
you find the most trusted and professional investor. We
believe in assisting you with what and who is the most
suitable, knowledgeable and ready to share the equity
position with your company too. Typically, investors or
money lenders can be classified into the following three
categories:
• Angle Investors is someone who has knowledge of your
industry and may provide you a simple loan repayable with
interest . He may also want to take an equity position with
your company, and make take stock instead of interest for
the Private Financing they offer.
• Private equity lenders/Venture Capitalist are group of
Angel Investors providing private financing as a group.
Private equity lenders take an equity position in your
company through stocks or any other means and become your
financial partner in exchange of the private financing they
offer.
• Hard money lenders are those who can provide private
financing for real estate investment projects, land
acquisitions and construction projects but by
collateralizing the real estate you already own. This is not
a very good method of private financing since it is not very
clear, how the loan will be paid back. If you are unable to
pay back the loan, your real estate or property can be sold
by lenders providing you Private Financing.
|
OUR SERVICES