Consumer Proposal

Why File Bankruptcy when we can find you a way to repay a portion of what you owe ?

Let us give you a hand to forge the best possible agreement to provide you with immediate protection from debt collectors and arrange for a partial repayment of your total unsecured debt owing.

Benefits of Consumer Proposal Program:

  1. Under Consumer Proposal, Debt Collectors May Not:
  • Call you repeatedly
  • Use abusive or foul language
  • Contact your neighbors, relatives, coworkers, or employers about your payments or your financial history
  • Use deceptive or otherwise illegal practices to obtain unwarranted information
  • Misrepresent the status or amount of your debt
  • Disclose your debt to third party

2. Your interest can stop accumulating from the day a your consumer proposal is filed.
3. Consumer Proposal will do less damage to your credit than filling a bankruptcy.
4. Majority of wage garnishments are waved as a result of a Consumer Proposal Program.